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Buy a virtual credit card online, ready in minutes

Prepaid cards for ad accounts, AI tools, subscriptions and online shopping. Pay once from $100 USD with no monthly fee, and your card appears in your dashboard as soon as payment is confirmed.

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  • 3D Secure on every card
  • No monthly fee
  • Reloadable
  • Delivered to your dashboard
Cards

Pick a card for what you pay for

Every card shows its network, issuing country, currency and one-time price before you buy.

Virtual Visa Gold virtual card Virtual Visa Gold Visa Online shopping and recurring bills $200.00 USDView card → Virtual Visa Platinum virtual card Virtual Visa Platinum Visa Larger purchases and business subscriptions $300.00 USDView card → Visa Virtual Universal virtual card Visa Virtual Universal Visa Everyday online payments and trial sign-ups $100.00 USDView card → Mastercard Reloadable Classic virtual card Mastercard Reloadable Classic Mastercard Merchants where Mastercard is preferred $100.00 USDView card → Claude AI Reloadable Card virtual card Claude AI Reloadable Card Claude Team plans and Claude API credits $120.00 USDView card → ChatGPT AI Reloadable Card virtual card ChatGPT AI Reloadable Card ChatGPT Plus and other ChatGPT subscriptions $150.00 USDView card →
Compare all 14 cards
Uses

What people use Qwikvcc cards for

One card per purpose keeps spending tidy and your main bank card out of sight.

Ad accountsPay for Meta and Microsoft Advertising with a card kept just for ad spend.Meta Ads guide → AI toolsKeep ChatGPT Plus and other AI subscriptions on their own reloadable card.Claude AI guide → Subscriptions & streamingApple TV, Microsoft 365 and other renewals on a card you top up only when needed.Apple TV guide → Developer accountsPay the Apple Developer Program and Google Play developer registration fees.Apple Developer guide → Cloud & softwareCloud and hosting bills on a card separate from your main account.Google Cloud guide → Local-currency merchantsTurkish lira, Argentine peso and China UnionPay cards for merchants that bill locally.Local-currency cards →
Benefits

Why pay with a prepaid virtual card

A virtual card sits between you and the merchant. You decide how much it can spend and where it is used.

Find your card
  • Keep your bank card privateMerchants see the virtual card, never the card linked to your bank account.
  • Spend only what you loadIt is prepaid, so there is no overdraft and no debt, just the balance on the card.
  • One card per merchantUse separate cards for ads, AI tools and subscriptions so a problem with one stays contained.
  • One-time priceThe price on each card page is all you pay for the card. No monthly fee.
  • No credit checkPrepaid cards are not credit, so there is no credit application.
  • Keep the same card on fileReload the card for renewals instead of updating your billing details every time.
How it works

Get your card in three steps

  1. 1Choose a cardCompare network, issuing country, currency and price, then open the card that fits what you pay for.
  2. 2Pay and receive itCreate an account and pay. The card number, expiry and CVV appear in your dashboard once payment is confirmed.
  3. 3Use it and reloadAdd the card at checkout like any other card, and reload it when the balance runs low.
Create an account
Security

How your money and data stay protected

3D Secure checkoutEvery card supports 3D Secure, the extra check card networks use to confirm online payments.
Limited exposureA prepaid card can only spend its own balance, so a leaked card number cannot reach your bank account.
Details behind your loginCard numbers are shown only inside your Qwikvcc dashboard, after you sign in.
Two-factor sign-inTurn on Google Authenticator two-factor authentication in your account settings.
Encrypted connectionThe whole site runs on HTTPS, so what you send us is encrypted in transit.
Support you can reachTalk to us by email, WhatsApp or Telegram before or after you buy.
Guides

Step-by-step payment guides

All guides →
Advertising Buy Google Ads VCC: Instant Virtual Credit Card for Ad Payments AI & developers Best Virtual Card for Claude AI Subscription: Activate in Minutes Guides Best Reloadable VCC for Secure Online Payments: No Bank Required
FAQ

Questions people ask before buying

Still unsure? Our support team can help you pick the right card.

Contact support
What is a virtual credit card (VCC)?

A virtual credit card is a card number, expiry date and CVV that you use for online payments without a physical card. Qwikvcc cards are prepaid: you pay for the card and spend the balance loaded on it.

How quickly do I get my card?

Your card details appear in your Qwikvcc dashboard as soon as your payment is confirmed.

Is there a monthly fee?

No. Each card has a one-time price shown on its page, starting from $100 USD. There is no monthly fee.

Can I top up my card?

Yes, the cards are reloadable. Contact support for current top-up methods and fees.

Which card should I choose?

Choose by what you pay for. US-issued Visa and Mastercard cards suit most online merchants, the AI and Microsoft cards are set up for those subscriptions, and the Turkish lira, Argentine peso and UnionPay cards are for merchants that bill in those currencies.

Will every merchant accept my card?

Most online merchants accept Visa and Mastercard, but some restrict prepaid or foreign-issued cards. If you are not sure whether a merchant accepts a card, contact support before you buy.

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